{"id":553,"date":"2026-11-10T10:49:58","date_gmt":"2026-11-10T09:49:58","guid":{"rendered":"https:\/\/www.duhalgouet.fr\/?page_id=553"},"modified":"2026-11-12T15:17:30","modified_gmt":"2026-11-12T14:17:30","slug":"services","status":"publish","type":"page","link":"https:\/\/www.duhalgouet.fr\/en\/services\/","title":{"rendered":"Services"},"content":{"rendered":"<p class=\"has-medium-font-size wp-block-paragraph\">I work alongside insurers, brokers, lawyers and companies at every stage of handling a technical claim: from establishing the cause to assessing the loss and allocating liability.<\/p>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide damier is-layout-grid wp-container-core-group-is-layout-12036cac wp-block-group-is-layout-grid\" id=\"damier\">\n<div class=\"wp-block-cover tile\" style=\"min-height:200px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1200\" class=\"wp-block-cover__image-background wp-image-495\" alt=\"Sinistre incendie d&#039;entrep\u00f4t\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124.jpg 1600w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124-300x225.jpg 300w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124-768x576.jpg 768w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124-1536x1152.jpg 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-70 has-background-dim\" style=\"background-color:#A12E04\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-text-color has-link-color has-large-font-size wp-elements-1 wp-block-paragraph\" style=\"color:#ffffff;font-weight:600;line-height:1.3\"><a href=\"#expertise-assurance\">Insurance and reinsurance expertise<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover is-light tile\" style=\"min-height:200px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1047\" height=\"698\" class=\"wp-block-cover__image-background wp-image-555\" alt=\"Entrepot palettes bloqu\u00e9es\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1.png\" data-object-fit=\"cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1.png 1047w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1-300x200.png 300w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1-768x512.png 768w\" sizes=\"auto, (max-width: 1047px) 100vw, 1047px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-80 has-background-dim\" style=\"background-color:#F6EEE9\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-text-color has-link-color has-large-font-size wp-elements-2 wp-block-paragraph\" style=\"color:#A12E04;font-weight:600;line-height:1.3\"><a href=\"#rappel-produits\">Product recall<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover is-light tile\" style=\"min-height:200px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1920\" class=\"wp-block-cover__image-background wp-image-386\" alt=\"Incendie d&#039;un s\u00e9choir \u00e0 bois\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-scaled.jpeg\" data-object-fit=\"cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-scaled.jpeg 2560w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-300x225.jpeg 300w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-768x576.jpeg 768w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-1536x1152.jpeg 1536w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-2048x1536.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-80 has-background-dim\" style=\"background-color:#F6EEE9\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-text-color has-link-color has-large-font-size wp-elements-3 wp-block-paragraph\" style=\"color:#A12E04;font-weight:600;line-height:1.3\"><a href=\"#rcci\">Fire investigation<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover tile\" style=\"min-height:200px;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"604\" height=\"438\" class=\"wp-block-cover__image-background wp-image-108\" alt=\"Chimie flacons fioles couleurs\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2024\/12\/Chimie-flacons-fioles-couleurs.png\" data-object-fit=\"cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2024\/12\/Chimie-flacons-fioles-couleurs.png 604w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2024\/12\/Chimie-flacons-fioles-couleurs-300x218.png 300w\" sizes=\"auto, (max-width: 604px) 100vw, 604px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-70 has-background-dim\" style=\"background-color:#A12E04\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<p class=\"has-text-align-center has-text-color has-link-color has-large-font-size wp-elements-4 wp-block-paragraph\" style=\"color:#ffffff;font-weight:600;line-height:1.3\"><a href=\"#enquete-analyse\">Investigation and analysis<\/a><\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull ancre has-base-2-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-36f65c2d wp-block-group-is-layout-constrained\" id=\"expertise-assurance\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-5b9cbc20 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading\">Insurance and reinsurance expertise<\/h2>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">Appointed by an insurer, a reinsurer or a broker, I handle liability claims, my speciality. I establish the facts, analyse the technical causes, assess the loss and provide the technical and contractual insight that allows the client to decide on liability between the parties.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">I can also act as a property damage expert, with or without pursuing a recovery against a third party.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">I act in amicable, judicial and arbitration proceedings, where appropriate in support of my client\u2019s counsel, and I work as part of the claims team, from SMEs to large groups.<\/p>\n\n\n\n<ul class=\"wp-block-list has-small-font-size\">\n<li>Site inspections and joint expert meetings<\/li>\n\n\n\n<li>Cause analysis and attribution of the damage<\/li>\n\n\n\n<li>Assessment and quantification of the loss<\/li>\n\n\n\n<li>Notes to the client and support in judicial expert proceedings<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1200\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124.jpg\" alt=\"Sinistre incendie d'entrep\u00f4t\" class=\"wp-image-495\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124.jpg 1600w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124-300x225.jpg 300w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124-768x576.jpg 768w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG-20250401-WA0124-1536x1152.jpg 1536w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><a href=\"#damier\">\u2191 Back to overview<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull ancre has-global-padding is-layout-constrained wp-container-core-group-is-layout-36f65c2d wp-block-group-is-layout-constrained\" id=\"rappel-produits\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-5b9cbc20 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1047\" height=\"698\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1.png\" alt=\"Entrepot palettes bloqu\u00e9es\" class=\"wp-image-555\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1.png 1047w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1-300x200.png 300w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/11\/Entrepot-palettes-bloquees-1-768x512.png 768w\" sizes=\"auto, (max-width: 1047px) 100vw, 1047px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading\">Product recall<\/h2>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">A defect detected after delivery may require entire batches to be withdrawn or recalled. I assist insurer and insured in containing the problem, establishing its origin and assessing its consequences.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">In cosmetics, food or chemicals, I rely on traceability, quality control and analyses to identify the batches actually affected, and to distinguish what stems from the product delivered from what stems from its use.<\/p>\n\n\n\n<ul class=\"wp-block-list has-small-font-size\">\n<li>Identification of the defect and its origin<\/li>\n\n\n\n<li>Definition of the affected batches based on traceability<\/li>\n\n\n\n<li>Assessment of withdrawal and destruction costs and of losses<\/li>\n\n\n\n<li>Liability analysis along the supplier \u2013 manufacturer \u2013 distributor chain<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><a href=\"#damier\">\u2191 Back to overview<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull ancre has-base-2-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-36f65c2d wp-block-group-is-layout-constrained\" id=\"rcci\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-5b9cbc20 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading\">Fire investigation \u2013 cause and origin<\/h2>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">Fire investigation aims to determine where and how a fire or explosion started. I work on losses at industrial sites, on construction sites and in private homes.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">Site findings, burn pattern analysis, examination of the equipment involved (batteries, electrical appliances, processes): I establish the origin and circumstances of the loss, as the basis for the liability analysis and recovery actions.<\/p>\n\n\n\n<ul class=\"wp-block-list has-small-font-size\">\n<li>Determination of the area and point of origin<\/li>\n\n\n\n<li>Examination of the equipment and processes involved<\/li>\n\n\n\n<li>Analysis of operating conditions and safety rules<\/li>\n\n\n\n<li>Supporting evidence for recovery actions<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1920\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-scaled.jpeg\" alt=\"Incendie d'un s\u00e9choir \u00e0 bois\" class=\"wp-image-386\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-scaled.jpeg 2560w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-300x225.jpeg 300w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-768x576.jpeg 768w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-1536x1152.jpeg 1536w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2026\/10\/IMG_7362-2048x1536.jpeg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><a href=\"#damier\">\u2191 Back to overview<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull ancre has-global-padding is-layout-constrained wp-container-core-group-is-layout-36f65c2d wp-block-group-is-layout-constrained\" id=\"enquete-analyse\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-5b9cbc20 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"604\" height=\"438\" src=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2024\/12\/Chimie-flacons-fioles-couleurs.png\" alt=\"Chimie flacons fioles couleurs\" class=\"wp-image-108\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2024\/12\/Chimie-flacons-fioles-couleurs.png 604w, https:\/\/www.duhalgouet.fr\/wp-content\/uploads\/2024\/12\/Chimie-flacons-fioles-couleurs-300x218.png 300w\" sizes=\"auto, (max-width: 604px) 100vw, 604px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n<h2 class=\"wp-block-heading\">Investigation and analysis<\/h2>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">Corrosion, contamination, delamination, failure, product degradation: when a failure occurs, I carry out the technical investigation to understand its mechanism. My background as a chemical engineer allows me to trace the physico-chemical or biological causes of the damage.<\/p>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">I define the relevant sampling and laboratory analyses, interpret the results and compare them with the specifications and with application and operating conditions.<\/p>\n\n\n\n<ul class=\"wp-block-list has-small-font-size\">\n<li>Failure analysis of materials and products<\/li>\n\n\n\n<li>Sampling plan and management of laboratory analyses<\/li>\n\n\n\n<li>Review of specifications, data sheets and conditions of use<\/li>\n\n\n\n<li>Critical review of the parties\u2019 technical reports<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\"><a href=\"#damier\">\u2191 Back to overview<\/a><\/p>\n<\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-82936891 wp-block-group-is-layout-flex\">\n<p class=\"wp-container-content-1f3f4c55 wp-block-paragraph\">Do you need an expert to assist you in handling a claim?<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"mailto:contact@duhalgouet.fr\">Contact me<\/a><\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>J\u2019interviens aux c\u00f4t\u00e9s des assureurs, des courtiers, des avocats et des entreprises \u00e0 chaque \u00e9tape de la gestion d\u2019un sinistre technique : de la recherche des causes \u00e0 l\u2019\u00e9valuation des dommages et au partage des responsabilit\u00e9s. Expertise assurance et r\u00e9assurance Mandat\u00e9 par un assureur, un r\u00e9assureur ou un courtier, je conduis l\u2019expertise de sinistres de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-553","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/pages\/553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/comments?post=553"}],"version-history":[{"count":12,"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/pages\/553\/revisions"}],"predecessor-version":[{"id":628,"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/pages\/553\/revisions\/628"}],"wp:attachment":[{"href":"https:\/\/www.duhalgouet.fr\/en\/wp-json\/wp\/v2\/media?parent=553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}